Some of the benefits available to our members are NOT insurance and are discount benefits only. As added membership benefits, members are automatically covered under certain group insurance policies purchased by The Association. These benefits are underwritten by A.M. Best rated insurance companies and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in membership materials and the Policy issued to The Association. MINIMED PROFESSIONALS IS NOT HEALTH INSURANCE AND IS NOT INTENDED TO REPLACE INSURANCE. Not all MiniMed Professionals products are available in all states. For questions regarding state availability, please contact MiniMed Professionals.